Privacy Policy

Effective Date: February 3, 2026
Last Updated: February 3, 2026

Introduction

Designing Retirement ("we," "us," or "our") operates the website DesigningRetirement.com. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website, subscribe to our email list, or purchase our products and services.

By using our website, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information You Provide

We collect information you voluntarily provide when you:

  • Subscribe to our email list or download free resources (name, email address)

  • Purchase products or services (name, email address, billing information)

  • Contact us through our contact form (name, email address, message content)

  • Participate in surveys or assessments (responses you provide)

Information Collected Automatically

When you visit our website, we automatically collect:

  • Browser type and version

  • Device type and operating system

  • IP address and general location (city/region)

  • Pages visited and time spent on pages

  • Referring website

  • Date and time of visit

This information is collected through cookies, web beacons, and similar tracking technologies.

How We Use Your Information

We use your personal information to:

  • Deliver products and services you purchase (ebooks, consultations, email resources)

  • Send you our email newsletter and educational content (if you've subscribed)

  • Respond to your questions and customer service requests

  • Process payments and prevent fraud

  • Improve our website, products, and services

  • Comply with legal obligations

  • Send you important updates about our services (if you're a customer)

We will never sell, rent, or share your email address or personal information with third parties for their marketing purposes.

How We Share Your Information

We share your personal information only in the following circumstances:

Service Providers

We use trusted third-party services to operate our business:

  • ConvertKit (email marketing and automation)

  • FourthWall (product sales and payment processing)

  • Squarespace (website hosting)

  • Payment processors (Stripe, PayPal - through FourthWall)

These service providers have access to your personal information only to perform specific tasks on our behalf and are obligated to protect your information.

Legal Requirements

We may disclose your information if required by law, subpoena, court order, or government regulation, or if we believe disclosure is necessary to:

  • Comply with legal obligations

  • Protect our rights, property, or safety

  • Prevent fraud or abuse

  • Protect the rights or safety of others

Business Transfers

If our business is sold, merged, or acquired, your information may be transferred as part of that transaction. You will be notified of any such change.

Your Rights and Choices:

Email Communications

You can unsubscribe from our marketing emails at any time by:

  • Clicking the "unsubscribe" link at the bottom of any email

  • Contacting us at elle@designingretirement.com

Note: If you've purchased a product or service, we may still send you transactional emails (order confirmations, product delivery, customer service) even if you unsubscribe from marketing emails.

Access and Correction

You have the right to:

  • Access the personal information we hold about you

  • Request correction of inaccurate information

  • Request deletion of your information (subject to legal retention requirements)

To exercise these rights, contact us at elle@designingretirement.com.

Cookies

You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of our website may not function properly without cookies.

Data Retention

We retain your personal information for as long as necessary to:

  • Provide you with services you've requested

  • Comply with legal, tax, or accounting requirements

  • Resolve disputes and enforce our agreements

When we no longer need your information, we will securely delete or anonymize it.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Secure data transmission (SSL/TLS encryption)

  • Secure data storage with trusted service providers

  • Limited access to personal information by employees and contractors

  • Regular security reviews

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Children's Privacy

Our website is not intended for children under 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately, and we will delete that information.

International Users

Our website is operated from the United States. If you are located outside the U.S., your information will be transferred to, stored, and processed in the United States. By using our website, you consent to this transfer.

Third-Party Links

Our website may contain links to third-party websites (e.g., YouTube, social media platforms). We are not responsible for the privacy practices of these websites. We encourage you to review their privacy policies before providing any personal information.

California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to Know: You can request information about the personal information we collect, use, and disclose

  • Right to Delete: You can request deletion of your personal information (subject to exceptions)

  • Right to Opt-Out: We do not sell personal information, so there is nothing to opt out of

  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights

To exercise these rights, contact us at elle@designingretirement.com.

European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

  • Right to Access: Request a copy of your personal information

  • Right to Rectification: Request correction of inaccurate information

  • Right to Erasure: Request deletion of your information

  • Right to Restrict Processing: Request limitation on how we use your information

  • Right to Data Portability: Request your information in a portable format

  • Right to Object: Object to our processing of your information

  • Right to Withdraw Consent: Withdraw consent for processing (where consent is the legal basis)

To exercise these rights, contact us at elle@designingretirement.com.

Legal Basis for Processing (EEA users): We process your personal information based on:

  • Consent: When you subscribe to our email list or provide information voluntarily

  • Contract: When you purchase products or services

  • Legitimate Interests: To improve our website and services, prevent fraud

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

If we make material changes, we will notify you by email (if you've provided your email address) or by posting a prominent notice on our website.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Elle Barnby
Designing Retirement
Email: elle@designingretirement.com
Website: DesigningRetirement.com